At the WC & AN Miller Companies family of web sites, user privacy is of utmost concern. We are committed to your privacy and security, and to providing you the best possible user experience. This policy may be updated by us from time to time, so please check here frequently.

We are committed to your privacy and security and want to provide you with the best possible experience. We will never disclose your personally identifiable information to any third party without your consent, except in limited circumstances to our business partners with whom we have established agreements that protect your privacy.

Here's how we collect and use information from you in our efforts to provide the highest quality user experience:

IP Address - Your IP or "Internet Protocol" address and other site usage data is used to gather broad demographic information. This data helps us serve you by allowing us to understand how visitors use our web sites.

Cookies - Our sites may use a technology called "cookies," small files stored by your browser to help keep track of your user profile. Our cookies do not collect personally identifiable information, nor do we share them with anyone. We may use cookies to remember your personal profile for your convenience in order to deliver content specific to your needs and interests. We may also use cookies to track user trends and improve areas of our sites that our users find valuable.

Ads - We may use outside companies to display advertising on our web sites. These ads may place cookies on your computer, which are referenced by our ad companies. We do not have access to this information.

Registration - Some of our sites include registration forms that require users to give us contact information (like your name), unique identifiers (such as your email address), and demographic information (like your Zip code or age). Customer contact information is shared among the WC & AN Miller Companies family of web sites so that, when possible, you can enjoy member benefits without having to register more than once.

We may use customer contact information from registration forms to send you information related to our products and services if you consent to receiving such mailings. Your contact information may also be used to contact you when necessary for administrative purposes related to your account. We may use your email as a unique identifier in our record system, to verify communications from you, and to send you newsletters and promotion offerings that you ask to receive or to tell you about changes to the WC & AN Miller Companies family of web sites.

Demographic information and site usage data is also collected on our sites. We may use this data to tailor your experience, allowing us to provide content related to your preferences and information on products or services we think you may be interested in.

Email Services - If you take advantage of any email notification features on our sites, you will receive email updates as described in the service. The WC & AN Miller Companies family of sites provides users the opportunity to opt-out of receiving communications from us and our partners.

Order Forms - Our sites use forms for you to request information, products and services. We collect financial information to bill you for the products and services you indicate. (See "Your Security" below for more on how we safeguard your financial information and social security information.) We collect social security information to provide credit check, loan application and similar services. We collect contact information, unique identifiers and demographic information for the purposes described in "Registration" above. See "Disclosure" for more information on when we provide your information to third party business partners.

Contests and Surveys - Online, we may also survey visitors for contact information, unique identifiers and demographic information. You are never required to answer these questions. The information you submit may be used for analyzing overall site demographics, user preferences and tastes, and similar "getting to know our customers" purposes. We may disclose this data to third parties in an aggregated form (such as summary reports for our advertisers) but never with user data or identification assigned to the information provided.

When you enter a contest, we will require that you submit a limited amount of personally identifiable data such as contact information. We may also ask you questions related to your preferences and age or background. We will designate which questions are required to be answered in order to enter the contest. The information you submit may be used to analyze site demographics and user preferences, and for similar "getting to know our customer" purposes. We may share this data with third parties in aggregate form only (as in summary reports to advertisers), and never in the form of personally identifiable information.

Your Security - WC & AN Miller Companies, Inc., and its affiliates have taken the following important measures to protect against loss, misuse or alteration of your personal information. First, we store no financial information or social security information on our sites. Although you may have to enter your credit card number or social security number twice, we think the benefits of security are worth it. When we do transmit your data, we may use only Secure Servers using current encryption technology to encode your data safely.

A firewall and password are two of the tools used to protect the personal data we do store on our system. Our network firewall is a combination of hardware and software designed to keep unauthorized users from accessing our network. The password you select, along with your unique email address, is another tool in preventing others from accessing your information. Do not disclose your password to anyone.

Third Party Service Providers - Some of the services available through our family of sites may be provided by third parties that have their own privacy policies, which may be different than ours. You should review the privacy policy of third parties before providing your personal information to them.

Outside Links - While on a WC & AN Miller Companies family web site, you may be led to other web sites. Be aware that other sites may collect data and personal information and operate according to their own privacy practices. Please remember that, once outside of our family of sites, any information you submit is outside of our control.

Disclosure - To provide you the best products and services, we may team with business partners. When you indicate that you want to receive any such product or service, or contact a person or organization, we share the data needed for you to receive what you have indicated. Occasionally, we hire consultants that may need access to our member database to perform their services for us. We take great care to require that these business partners agree not to use any member information that they may receive access to.

WC & AN Miller Companies may contract with outside companies to administer our mailing lists or provide retail services. Your personal information may be shared with an outside company for the sole purpose of administering the products, services and programs you have selected.

Choice/Opt-out - The WC & AN Miller Companies family of web sites provides you the opportunity to opt out of receiving communications from our partners and us. To remove your personal information from one of our web sites, email a request to the site at the address listed in "Contacting Us." To remove your name from an email service, simply reply to the email and type "Unsubscribe" in the subject line.

Contacting Us - If at any time you feel that the WC & AN Miller Companies family of web sites has not adhered to this policy, email us at Webmaster@wcanmiller.com and we'll do our best to determine any problem and quickly respond. If you have questions or concerns about our privacy policy, please contact us at Webmaster@wcanmiller.com.

And check this page periodically for changes in our privacy policy.

For information on your legal terms of use of the WC & AN Miller Companies family of web sites, read more.

Here's how to contact the WC & AN Miller Companies family:

Webmaster@Wcanmiller.com

Webmaster@Millernet.com

Webmaster@Haymount.com

Webmaster@Millerhomeservices.com

Webmaster@Greenwaylending.com

Webmaster@Millerhome.com

This WC & AN Miller Companies, Inc., privacy policy does not extend to any information that is inherent in the operation of the Internet, and therefore beyond the control of WC & AN Miller Companies, Inc., and is not to be applied in any manner contrary to applicable law or governmental regulation.

We reserve the right at our discretion to make changes to this policy at any time.

WC & AN Miller Companies, Inc., and its affiliates may disclose your personally identifiable information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the requirements of the law or comply with governmental orders, court orders, or legal process served on WC & AN Miller Companies, Inc., or its affiliates; (2) protect and defend the property or rights of WC & AN Miller Companies, Inc., and its affiliates or the users of the WC & AN Miller Companies family of web sites.

(operator of WC & AN Miller Companies family of web sites)

TERMS OF USE

Please read this agreement ("Agreement") carefully before accessing or using this web site ("Site"). By accessing or using the Site, you agree to be bound by this Agreement. WC & AN Miller Companies, Inc., and its suppliers provide the information and services on this Site to you, the user, conditioned on your acceptance without modification of the terms, conditions and notices contained herein. Your use of these Sites constitutes your agreement to all such terms, conditions and notices.

The information and services offered on this Site are provided with the understanding that neither WC & AN Miller Companies, Inc., nor its suppliers or users are engaged in rendering legal or other professional services or advice. Your use of the Site is subject to the additional disclaimers and caveats that may appear throughout the Site.

WC & AN Miller Companies, Inc., and its agents assume no responsibility for any consequence relating directly or indirectly to any action or inaction that you take based on the information, services or other material on this Site. While WC & AN Miller Companies, Inc., strives to keep the information on this Site accurate, complete and up-to-date, WC & AN Miller Companies, Inc., and its suppliers cannot guarantee, and will not be responsible for any damage or loss related to, the accuracy, completeness or timeliness of the information.

PERSONAL AND NONCOMMERCIAL USE LIMITATION: PROHIBITED USES

You may access, download and print materials on this Site for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information, software, lists of users, databases or other lists, products or services obtained from this Site. The foregoing prohibition expressly includes, but is not limited to, the practices of "screen scraping" or "database scraping" to obtain lists of users or other information. If and when requested by WC & AN Miller Companies, Inc., you agree to provide true, accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Except with the written permission of WC & AN Miller Companies, Inc., you agree to refrain from accessing or attempting to access password protected, secure or non-public areas of this Site. Unauthorized individuals attempting to access prohibited areas of this Site may be subject to prosecution.

PROPRIETARY RIGHTS

All materials on this Site (as well as the organization and layout of the Site) are owned and copyrighted or licensed by WC & AN Miller Companies, Inc., its affiliates or its suppliers. © Copyright WC & AN Miller Companies, Inc., 1999-2000. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at this Site is permitted without the written permission of WC & AN Miller Companies, Inc.

NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Site, you warrant to WC & AN Miller Companies, Inc., that you will not use this Site for any purpose that is unlawful or prohibited by these terms, conditions, and notices. If you violate any of these terms, your permission to use the Site automatically terminates.

LIABILITY DISCLAIMER

You use this Site at your own risk. If your use of this Site or the materials therein results in the need for servicing or replacing property, material, equipment or data, neither WC & AN Miller Companies, Inc., nor its affiliates are responsible for those costs.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. WC & AN MILLER COMPANIES, INC., ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

ALL INFORMATION, PRODUCTS, AND SERVICES ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. IN NO EVENT SHALL WC & AN MILLER COMPANIES, INC., ITS AFFILIATES AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR WITH THE DELAY OR INABILITY TO USE THIS SITE, OR FOR ANY INFORMATION, PRODUCTS, AND SERVICES OBTAINED THROUGH THIS SITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS SITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF WC & AN MILLER COMPANIES, INC., ITS AFFILIATES OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

INDEMNIFICATION

You agree to indemnify, defend and hold harmless WC & AN Miller Companies, Inc., its affiliates and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your violation of this Agreement.

LINKS TO THIRD PARTY SITES

This Site may contain hyperlinks to web sites operated by parties other than WC & AN Miller Companies, Inc., or its affiliates. Such hyperlinks are provided for your reference only. WC & AN Miller Companies, Inc., does not control such web sites, and is not responsible for their contents. Inclusion of hyperlinks by WC & AN Miller Companies to such web sites does not imply any endorsement of the material on such web sites or any association with their operators, and you access and use such sites, including information, material, products and services therein, solely at your own risk. Furthermore, because the privacy policy you just read is applicable only when you are on our Site, once linked to another web site, you should read that site’s privacy policy before disclosing any personal information.

CHANGES TO SITE

WC & AN Miller Companies, Inc., its affiliates and/or its suppliers may make improvements or changes in the information, services, products, and other materials on this Site, or terminate this Site, at any time without notice. WC & AN Miller Companies, Inc., may modify this Agreement at any time, and such modifications shall be effective immediately upon posting of the modified Agreement. Accordingly, you agree to review the Agreement periodically, and your continued access or use of this Site shall be deemed your acceptance of the modified Agreement.

MISCELLANEOUS

This Agreement and the resolution of any dispute related to this Agreement or this Site shall be governed by and construed in accordance with the laws of the Dirstrict of Columbia, without giving effect to any principles of conflicts of law. Failure by WC & AN Miller Companies, Inc., or its affiliates to insist upon strict enforcement of any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. Any legal action or proceeding between WC & AN Miller Companies, Inc., and/or its affiliates and you related to this Agreement shall be brought exclusively in a federal or state court of competent jurisdiction sitting in District of Columbia.

WC & AN Miller Companies, Inc., logos, product and service names are trademarks owned by or licensed to WC & AN Miller Companies, Inc., or its affiliates (the "Marks"). Without the prior written permission of WC & AN Miller Companies, Inc., or its appropriate affiliates, you agree not to display or use in any manner, the Marks.

All other trademarks are the property of their respective owners.

© Copyright WC & AN Miller Companies, Inc. and/or their affiliates and suppliers, 1999-2000. All rights reserved. Equal Housing Opportunity